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MORTGAGE TERMS YOU SHOULD KNOW
Are you thinking about buying a home? Then you’ve probably encountered a whole new language. Making matters worse is the fact that these new words thrown your way, aside from being confusing, can make it difficult to negotiate a great rate on your home loan.
NEED A LOAN? HERE’S WHY YOU SHOULD CONSIDER A HELOC
If you’re looking for capital to complete a home revamp or a special vacation on the horizon, a great idea to consider is taking out a Home Equity Line of Credit (HELOC). A HELOC allows you to borrow money by using your home's equity as collateral. So clearly, you need to own a house.
HOW TO GET RID OF YOUR DEBTS FASTER
Debts can be overwhelming, especially if you are black. Without assets like savings, homes, and cars to tap when experiencing financial pressure, you can't help but turn to costly debts for a way out. But it's never really a way out, is it? Living in debt isn’t easy at all.