HOW DOES A CD WORK?
Are you on the hunt for a secure way to grow your money? Even the simplest money management strategy should include diversification
THE POWER OF COMPOUND INTEREST
Money makes money. And the money that money makes, makes money. Have you ever wished that you could have more money, without all the effort? Or are you concerned you won’t have enough saved for retirement?
HOW TO OPEN A CHECKING ACCOUNT ONLINE
Whether you've just landed your first job or you're a student who needs to budget education funds, you should understand the basics of how to open a checking account and manage your finances
10 HEALTH INSURANCE TERMS YOU SHOULD KNOW
When shopping for a health insurance plan, one of the main challenges you might face is understanding the sea of acronyms and terminology. It could be tough to choose the best coverage if you don’t understand the difference between a premium and a deductible
A GUIDE TO AUTO INSURANCE
What if your car is wrecked and needs to be replaced? There are situations and natural calamities that can destroy your vehicle, and in those cases
WHY SHOULD I INVEST IN STOCKS?
Investing in the stock market is the only way most people have of building real wealth. Your savings won't do much if you leave them in a low-interest-bearing account, but there's a whole lot you can earn in the stock market.
SHOULD I TRANSFER MY BALANCE?
Getting a card with a zero-interest introductory rate, especially if that teaser rate is good for 21 months, as some are, can save you hundreds of dollars in interest and help pay off your balance much sooner.
CREDIT SCORES YOU NEED FOR DIFFERENT PURCHASES
A good credit score is in the eye of the beholder. Although the FICO and VantageScore give an idea of how lenders may interpret different credit score ranges, these lenders often differ in their opinions of creditworthiness.
8 REASONS YOU NEED AN EMERGENCY FUND
It is easier to pay extra money on debt right away when you have a cushion for unexpected expenses. That alone should be enough reason. If you find yourself struggling to cover unexpected expenses or pay off debts, then you may benefit from an emergency fund
HOW TO DO A CREDIT CARD BALANCE TRANSFER
It can be tough to climb out of several thousand dollars of high-interest credit card debt. Probably a reason why we should be thankful to balance transfers for trying to help us out.
THE STUDENT DEBT CRISIS HITS BLACK AMERICANS THE HARDEST
You don’t want to be 50-anything and still trying to find financial freedom with student debts, do you? But that’s really what many African Americans go through. The general idea of students drowning in debt is exaggerated. But some students in fact have unmanageable levels of debt
HOW TO REFINANCE PRIVATE STUDENT LOANS
Like the federal government, private companies can allow you to bundle your multiple student loans into a single loan. A process called REFINANCING. But while you can't transfer private loans to the federal government, you can refinance both federal and private loans with a private lender